The Biggest Debt is Owing Yourself

James Deng
2 min readFeb 22, 2021

“The first duty of every human being is to himself. Every person owes himself the duty of finding how to live a full and happy life. Beyond this, if one has time and energy not needed in the fulfillment of his own desires, one may assume responsibility for helping others.” — Napoleon Hill

Napoleon Hill discusses in his book, “Outwitting the Devil,” that one’s biggest debtee/creditor is himself/herself, and this remains true today. As discussed in my post about the 80/20 rule and the modern definition of never giving up, your daily energy is not yet scientifically…

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James Deng
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I chat about real estate, life, arts, and tech.